Where to file a credit report dispute — and where not to

This is the Department of Law office address, published as the unit's contact address rather than a complaint filing address. The page publishes no complaint-specific mailing address and its online form does not load, so use the phone or the Consumer Protection Unit email.

California has no state consumer office for this. The Department of Consumer Affairs states it does not handle debt collection or credit-reporting disputes, and the Attorney General's own referral table sends every financial complaint to the Dept. of Financial Protection and Innovation or the CFPB. Dispute with the bureau first, then use the CFPB.

Use the 9th Floor for the Consumer Protection Section; the 10th Floor address printed on the same page is the Attorney General's own office. This page also sends credit-report complaints to the CFPB, so the bureau comes first.

This department routes banking, credit cards and debt-collection complaints to the Department of Banking, so for a credit-report dispute the bureau comes first.

This is the Attorney General's office address, published on the site but not offered as a complaint mailing address. Use the online form, the phone number or the email address.

This is the Department of Justice office address, published on the site but not offered as a complaint mailing address. File with the online form.

Additional offices are in Hilo at 120 Pauahi Street, Suite 212, Hilo, HI 96720, and Wailuku at 2145 Wells Street, Suite 106, Wailuku, HI 96793.

Mail to this standing address. The Chinden Campus office that appears first on the site's contact page is labelled a temporary location.

Complaint forms are available in English, Spanish, Polish, and large print.

File through the online complaint form. The office publishes no separate mailing address for complaints, so do not send a paper complaint to this address.

Use the mediation form for business complaints and the separate scam report form for fraud reports.

This division has a P.O. Box only and no street address.

File with the Attorney General's Consumer Advocacy & Response Division. The Department of Consumer Affairs handles Lemon Law and data-breach cases, not credit-report disputes.

You can also file by phone, Monday through Thursday, 9 a.m. to noon.

Two of the office's own pages print different suites, 1400 and 600, so if a letter comes back the other suite is probably why.

The Attorney General's official website is on a .com domain, not a .gov one, and the office also lists a street address at 550 High Street, Jackson, MS 39201.

This division does not process anonymous complaints.

Mail the printed complaint form to the State Capitol address.

This bureau handles complaints on paper forms, and business.nh.gov/ConsumerComplaint is where you can check the status of one.

This address is published as a visit location, not a filing address. Use the online form or the phone number.

The page publishes no intake email address.

This is the Attorney General's office address, published on the contact page; only the online form counts as a filed complaint.

usa.gov sends New York consumers to the Department of State; the Attorney General has a separate complaint form.

Use the 14th Floor. Some directories list the 16th Floor, which is wrong, and the office's own mail block prints the ZIP as 43215-3400.

The office asks you to download the complaint form, save it as a PDF and email it, or to use the online form. The address below is the office location.

No consumer mailbox is published in Oregon. Use the online form, the hotline or the email address.

Use the full address including the 15th floor, Strawberry Square line — the site's own footer leaves that line off.

If the online form blocks you, call the office and file by phone.

File to the PO Box printed on the department's own complaint form, not to a street address. This department handles the businesses it licenses, so for a credit-report dispute the bureau and the CFPB come first.

Use Suite 3, not Suite 1, which is the Attorney General's main office.

Do not use the complaint form's email button for this; the division only takes email for price-gouging reports.

If a letter comes back, an older complaint form gives 900 East Main Street, Richmond, VA 23219 as an alternative.

Mail paper forms to the Seattle Consumer Resource Center address, not to the Attorney General's main office in Olympia.

Mail to the P.O. Box — the site prints two different street lines, and the box avoids picking the wrong one.

Mail complaints and supporting documents to the State Capitol address. 2320 Capitol Avenue is the unit's general contact address, not its filing address.